Flood insurance letter concerns SC

Shop locally was the  theme expressed by Marc Bayliss of PremierWest Bank to the Shady Cove City Council last week. While his presentation was a bit more formal, he and David Rayburn, PremierWest Shady Cove branch manager, highlighted the bank’s involvement in the community and asked the council to consider moving their funds from the state banking pool to PremierWest.
In a memo from City Administrator Elise Smurzynski, she said after a staff meeting with Bayliss and Rayburn she understood the city could realize about $12,000 more with the change.

No action was requested at the Aug. 16 meeting. Council members were given a portfolio of information for future consideration.
Much of the  afternoon work session centered around a non-agenda item concerning a letter from FEMA.
Cove resident Jane Hagen said she had received a letter from the
Federal Emergency Management Agency (FEMA) stating Shady Cove will be
put on probationary status for flood insurance unless certain remedial
measures are taken by Nov. 2, of this year.  Probationary status could
be up to three years. The letter further states there would be a $50
probation surcharge to the premium for each flood policy written or
renewed in Shady Cove for at least one year.
The letter
goes on to say that if the community does not take the steps required,
it may be suspended and that would mean selling a home in the flood
plain for anything but cash would be virtually impossible.
said the city has been working with FEMA and about a dozen residents
over a period of time to bring them into compliance. She said she had
not received a copy of the letter from FEMA and did not know who
actually sent it. The city works with a regional office out of Bothell,
Washington and Smurzynski said she had placed a call there but had not
received an answer regarding this letter. It was not clear who received
the letter although apparently at least one Trail resident was in
receipt. The administrator said one of the homeowners the city is
working with to come into compliance apparently did not receive the
Smurzynski said almost 50 percent of the homes of
concern are now in compliance. She said the city has submitted five of
those to FEMA showing what has been done to be in compliance, four
others are working to meet the requirements and of the dozen at least
one won’t comply, according to administrator, and two others are in
Issues that could make a home in non-compliance
include adding things or making items that would be in the flood plain
and obstruct the flow of water should a flood occur. This could be
everything from turning a basement into living quarters to placing a
heat pump in the flood plain.
Smurzynski said she did hear
from the representative in Bothell several days before the letter was
received in Shady Cove and the representative will be in Shady Cove
with a new contact person on Aug. 29.  
By Nancy Leonard
Of the Independent

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